Science-based guide to long-term investing — stocks, bonds, ETFs + Excel tool to plan capital in today’s value
⏱️ Length: 2.9 total hours
⭐ 4.94/5 rating
👥 152 students
🔄 January 2026 update
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- Course Overview
- This curriculum serves as a definitive guide to empirical financial management, prioritizing a science-based methodology over speculative market trends or “get-rich-quick” schemes that often lead to retail investor failure.
- The course delves deep into the mechanics of compound interest, demonstrating how systematic contributions to diversified portfolios can generate sustainable wealth across multi-decade horizons.
- Participants will explore the historical performance of various asset classes, analyzing over a century of market data to understand why a passive, long-term approach consistently outperforms active day trading.
- A significant portion of the instruction is dedicated to risk mitigation strategies, teaching students how to insulate their capital from the volatility of individual stock collapses and broader economic recessions.
- The course introduces the Modern Portfolio Theory (MPT) in a simplified, practical manner, showing how the correlation between different assets can be used to optimize returns for a specific level of risk.
- Students will learn the philosophy of “Lazy Investing,” a highly effective strategy that minimizes time spent on management while maximizing the probability of reaching financial independence.
- The content is frequently updated for 2026, ensuring that all discussions regarding ETF structures, tax implications, and global market conditions are relevant to the current economic landscape.
- Requirements / Prerequisites
- A fundamental understanding of basic arithmetic is required to grasp concepts such as percentage growth, annual yields, and the mathematical impact of management fees.
- Access to Microsoft Excel or a compatible spreadsheet application (like Google Sheets) is essential, as the course provides a proprietary tool for capital planning that requires user input.
- An investor mindset focused on the horizon; this course is not designed for individuals looking for short-term liquidity or immediate profits, but rather for those with a 5-to-30-year outlook.
- A modest amount of initial capital or a plan for regular monthly savings, as the principles taught rely on the consistent deployment of funds into the market.
- No prior background in finance or economics is necessary, as the instructor breaks down complex institutional concepts into digestible, actionable steps for the everyday person.
- Skills Covered / Tools Used
- Advanced Capital Planning via Excel: Students receive a custom-built tool designed to calculate future portfolio values in “today’s value” (inflation-adjusted), providing a realistic view of future purchasing power.
- ETF Selection and Analysis: Learn how to screen for Exchange-Traded Funds by evaluating expense ratios, liquidity, tracking error, and underlying index compositions.
- Strategic Asset Allocation: Mastering the balance between equities, fixed-income bonds, and cash equivalents to create a “weatherproof” portfolio that aligns with individual age and risk tolerance.
- Rebalancing Protocols: Developing a disciplined schedule for portfolio rebalancing to ensure that asset weights do not drift too far from the original target during market surges.
- Inflation Hedging Techniques: Understanding how to use Real Estate Investment Trusts (REITs) and Treasury Inflation-Protected Securities (TIPS) to maintain wealth during periods of currency devaluation.
- Tax-Efficient Investing: Guidance on location of assets across different account types to minimize the long-term impact of capital gains and dividend taxes.
- Compound Annual Growth Rate (CAGR) Modeling: Learning to project realistic growth scenarios based on conservative, moderate, and aggressive market historical averages.
- Benefits / Outcomes
- Psychological Resilience: Graduates will develop the emotional fortitude to stay invested during market crashes, viewing volatility as an opportunity rather than a threat to their survival.
- Clarity on Retirement Goals: By using the provided Excel tools, students will exit the course with a concrete “Freedom Number,” knowing exactly how much they need to invest each month to retire comfortably.
- Elimination of Analysis Paralysis: The course provides a step-by-step roadmap, removing the confusion that often comes from the overwhelming number of investment options available in the modern brokerage world.
- Significant Fee Savings: By learning to build their own portfolios using low-cost ETFs, students can avoid high-commission financial advisors, potentially saving hundreds of thousands of dollars in fees over a lifetime.
- Data-Driven Decision Making: Participants will move away from investing based on “gut feelings” or news headlines, transitioning to a system backed by decades of peer-reviewed financial science.
- Global Diversification: Gain the ability to capture growth in international markets, reducing dependency on a single country’s economy and increasing the overall stability of the net worth.
- PROS
- Evidence-Based Curriculum: Every principle taught is backed by historical data and scientific research, providing a high level of confidence in the strategies presented.
- Practical Planning Utility: The inclusion of a high-quality Excel capital planner adds immense tangible value, allowing for immediate application of the course theory to your personal finances.
- Efficient Time Investment: At under 3 hours, the course is concise and fluff-free, making it perfect for busy professionals who want high-impact information quickly.
- Superior Student Satisfaction: Boasting a 4.94/5 rating, the course is highly regarded for its clarity, production quality, and the instructor’s ability to simplify complex topics.
- CONS
- Lack of Short-Term Excitement: This course strictly avoids speculative trading and high-frequency tactics, which may feel underwhelming for those looking for the “thrill” of the stock market.
Learning Tracks: English,Finance & Accounting,Investing & Trading
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