CalSTRS Master Class

This retirement planning course is designed specifically for teachers who are members of CalSTRS. This planning course will dive into the nuances of retirement planning and how to avoid the most common pitfalls of CalSTRS. We’ll show you how to calculate your retirement benefit, how to maximize your pension, and the different ways to structure your survivor options. You will learn about the intricacies of the CalSTRS payout formula, and how to utilize your DBS & 403(b) for pension maximization.

Our course includes real-life case studies which include strategies you can implement in your own teaching career.

These case studies are based on our real-life experience with thousands of teachers across dozens of school districts. We’ve applied our decades of experience to this Master Class, so you can prepare for the unexpected.

Section 1: Introduction to CalSTRS

• System Components

• 2% at 60 Members

• 2% at 62 Members

• Understanding your CalSTRS Annual Statement

• Defined Benefit Supplement (DBS)

• Social Securities Provisions

• Beneficiary Options

• Advanced Provisions

  • Service Credit Purchase

  • Reciprocity

  • Post-Retirement Work

  • COLA & Inflation

  • Sick Leave Conversion

Section 2: Planning for Retirement

• Solving the Income Gap

• 403(b) VS 457 Deferred Comp.

• Index TSA VS Variable TSA

• Health Insurance Strategies

• Pension Maximization Strategies

CalSTRS Road Map

Our team here at Forthright have designed a retirement roadmap designed exclusively for CalSTRS members. The CalSTRS Road Map encompasses all the topics discussed on this course. To receive your complimentary retirement roadmap, schedule a phone consultation with the link located in the PDF in the resources section.